Personal Finance – Monika Halan

Financial Literacy Hindustan Times Personal Finance RegulationJuly 10, 2026by Monika Halan0Mis-selling Regulations Need a Lot More Teeth | Hindustan Times

It has taken more than 20 years of bank branches mis-selling financial products to depositors for the central bank to give some teeth (though clearly not enough) to the regulations to counter this. Meanwhile, several thousand crores of rupees have been lost to mis-selling, unsuitable sales, and open cheating. This has destroyed lives, retirement corpuses, and families....

Financial Literacy Hindustan Times Investment Investments Personal FinanceApril 1, 2026by Monika Halan0Where can one invest in 2026-27? | Hindustan Times

The madness of the 2020s just does not end. Each crisis looks worse than the previous one. The Trumpian bullying on trade has morphed into physical abuse of global infrastructure, putting both energy and food security for billions at risk. In a fully unpredictable world, where self-interest comes first, India needs to put on its...

Financial Literacy Hindustan Times Personal FinanceApril 1, 2025by Monika Halan0The stage is yours for only 35 years | Hindustan Times

Though the Vedas divided our lives into four ashramas or stages of that of a student, a householder, a retiree and a renouncer, our lived reality breaks it down to three — the learning, earning and harvesting stages. The first 20-25 years of an average life are spent in learning to earn. The next 35-40 in earning and the...

Financial Literacy Hindustan Times Investment Investments Markets Personal FinanceMarch 6, 2025by Monika Halan0What is to be done when the markets keep falling | Hindustan Times

Stock markets go up and down. Investors who enjoyed the 20% plus a year returns for four years ending September 2024 are seeing red in their one-year returns on the Sensex but returns of two years are still in the 10% plus range. Held for five years, the returns are an impressive 16% average annual....

Financial Literacy Hindustan Times Money Personal FinanceJanuary 3, 2025by Monika Halan0Money lesson for 2025: Keep faith in basics

If you were to read the news reports about your own earning, spending and saving patterns, you would think that you are earning less due to stagnant wages, spending less due to inflation, and saving less due to repayment of loans. And this is contributing to a slowing economy and therefore, the cue is to...

Financial Literacy Hindustan Times Personal FinanceNovember 8, 2024by Monika Halan0The unbearable heaviness of financial conversations

I have answered reader, viewer, and listener questions about money for a long time. I have seen them change over time. There used to be entry-level questions about what to do with ₹50,000 in the bank, what stocks and funds to buy, portfolio questions around asset allocation, strategy questions — a whole range of questions around...

Financial Literacy Hindustan Times Personal FinanceFebruary 1, 2024by Monika Halan0A non-event budget, which is a good thing

The interim Budget 2024 has few policy announcements. Given the coming elections, a work-in-progress budget is better than a freebie laden one. he average middle-class person has two expectations from the budget. One, to get a lower tax burden and two, to see proposals that lead to lower inflation. In Budget 2024, being an interim...

Financial Literacy Let's Talk Money Money With Monika Personal FinanceNovember 17, 2023by Monika Halan0Blog 2. Why you should worry about inflation… And your questions around money and relationships

Hello! My blog hopes to empower you on your money journey. Each week I will decode, demystify and mark a trend that has to do with your money life. The format is one explainer and three questions answered. Write to me at mailme@monikahalan.com with questions you would like answered or things you want explained. Or...

Expense Account Financial Literacy Investment Let's Talk Money Markets Money Money With Monika Personal FinanceNovember 10, 2023by Monika Halan0Blog 1. Why the stock market is a drama queen… And your starting out money questions

Financial Literacy Hindustan Times Personal FinanceOctober 30, 2023by Monika Halan0The growth roar of Middle India | Hindustan Times

Data released by the Income Tax Department last week had some points of headline news, but hidden in the pdfs were stats that, when analysed, show the growth roar of the Indian middle class. The headline numbers map the rise in income tax returns which have more than doubled starting financial year 2011-12 and ending...

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Financial Literacy Hindustan Times Personal Finance RegulationJuly 10, 2026by Monika Halan0Mis-selling Regulations Need a Lot More Teeth | Hindustan Times

Financial Literacy Hindustan Times Investment Investments Personal FinanceApril 1, 2026by Monika Halan0Where can one invest in 2026-27? | Hindustan Times

Financial Literacy Hindustan Times Personal FinanceApril 1, 2025by Monika Halan0The stage is yours for only 35 years | Hindustan Times

Financial Literacy Hindustan Times Investment Investments Markets Personal FinanceMarch 6, 2025by Monika Halan0What is to be done when the markets keep falling | Hindustan Times

Financial Literacy Hindustan Times Money Personal FinanceJanuary 3, 2025by Monika Halan0Money lesson for 2025: Keep faith in basics

Financial Literacy Hindustan Times Personal FinanceNovember 8, 2024by Monika Halan0The unbearable heaviness of financial conversations

Financial Literacy Hindustan Times Personal FinanceFebruary 1, 2024by Monika Halan0A non-event budget, which is a good thing

Financial Literacy Let's Talk Money Money With Monika Personal FinanceNovember 17, 2023by Monika Halan0Blog 2. Why you should worry about inflation… And your questions around money and relationships

Expense Account Financial Literacy Investment Let's Talk Money Markets Money Money With Monika Personal FinanceNovember 10, 2023by Monika Halan0Blog 1. Why the stock market is a drama queen… And your starting out money questions

Financial Literacy Hindustan Times Personal FinanceOctober 30, 2023by Monika Halan0The growth roar of Middle India | Hindustan Times

July 10, 2026Mis-selling Regulations Need a Lot More Teeth | Hindustan Times

May 14, 2026Ride out Inflation with Patience and Prudence | Hindustan Times

April 1, 2026Where can one invest in 2026-27? | Hindustan Times

March 17, 2026IRDAI reconstitutes Insurance Advisory Committee | CNBC TV18

January 6, 2026A seller-beware market for financial products

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