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Financial Literacy Hindustan Times Personal Finance RegulationJuly 10, 2026by Monika Halan0Mis-selling Regulations Need a Lot More Teeth | Hindustan Times

It has taken more than 20 years of bank branches mis-selling financial products to depositors for the central bank to give some teeth (though clearly not enough) to the regulations to counter this. Meanwhile, several thousand crores of rupees have been lost to mis-selling, unsuitable sales, and open cheating. This has destroyed lives, retirement corpuses, and families....

Behavioral Economics Financial Literacy Hindustan TimesMay 14, 2026by Monika Halan0Ride out Inflation with Patience and Prudence | Hindustan Times

The stress on the Indian economy is beginning to show up in data. The wholesale price index (WPI) for April, at 8.3% over the past year, has seen a sharp jump over the March number, which stood at 3.88%. Fuel inflation, no surprises, is the harshest, up almost 25%. Also visible is the pressure on...

Financial Literacy Hindustan Times Investment Investments Personal FinanceApril 1, 2026by Monika Halan0Where can one invest in 2026-27? | Hindustan Times

The madness of the 2020s just does not end. Each crisis looks worse than the previous one. The Trumpian bullying on trade has morphed into physical abuse of global infrastructure, putting both energy and food security for billions at risk. In a fully unpredictable world, where self-interest comes first, India needs to put on its...

UncategorizedMarch 17, 2026by Monika Halan0IRDAI reconstitutes Insurance Advisory Committee | CNBC TV18

IRDAI reconstitutes Insurance Advisory Committee; Sahil Barua, Monika Halan among new members The Insurance Regulatory and Development Authority of India (IRDAI) has reconstituted its Insurance Advisory Committee (IAC), appointing representatives from industry bodies, academia, financial institutions, and policy experts as members. The advisory panel will include key institutional representatives such as the chairman of the...

UncategorizedJanuary 6, 2026by Monika Halan0A seller-beware market for financial products

The Financial Stability Report 2025 of the Reserve Bank of India has some damning evidence on the Indian insurance industry. Its data shows that commissions as a proportion of costs have been rising for both life and non-life for the private insurers. When matched with the growing evidence of mis-selling in life insurance and the unwillingness of...

Financial LiteracyJanuary 1, 2026by Monika Halan0Managing wealth and assets in the New Year

When I was young, the desires were sharp, but I had little money to fulfil them. Thirty years later, the money is there but desires have sharply ebbed. That is the paradox of money. When you don’t have it, you want everything. Once you do, the need for satisfaction through stuff and experiences mostly goes...

Financial Literacy Hindustan Times MarketsDecember 1, 2025by Monika Halan0Why are markets cool though GDP is hot? | Hindustan Times

India’s Gross Domestic Product (GDP) print for the second quarter of the financial year 2025-26, at 8.2%, points to a full-year GDP growth rate of around 7.5% — making India the fastest-growing large economy in the world. While GDP is hot, Indian stock markets have been cool for a year, with the Nifty50 one-year return...

Behavioral Economics Financial Literacy Let's Talk Money MarketsNovember 19, 2025by Monika Halan0Why the economy needs 4% inflation | Hindustan Times

It is true that a happy economist is hard to find. Take the case of inflation. Grey heads were shaking just last year, stressing that inflation was too high. And now the same people are wrinkling their high foreheads about inflation that is too low. It is not just low, but items such as food...

Financial Literacy Hindustan Times Let's Talk MoneyOctober 19, 2025by Monika Halan0Diwali gift to oneself, a new deal with money | Hindustan Times

We have a difficult relationship with money. Centuries of poverty due to colonisation limited the possibility of achieving wealth for an average Indian family. It firmly created the binary in our civilisational memory — the rich are bad and the poor are morally superior. This binary said that the poor are not rich because they...

Financial Literacy Hindustan TimesSeptember 9, 2025by Monika Halan0Tax rate cuts: Centre’s great growth gamble | Hindustan Times

Reduced tax rates usually bring big smiles all around, as have the reduction of the Goods and Services Tax (GST) rates announced on September 3. But behind the smiles of the people, stands the great growth gamble of the Indian government. Lowering corporate tax rates, stepping up government spending on infrastructure and other incentive schemes...

Older Posts

Financial Literacy Hindustan Times Personal Finance RegulationJuly 10, 2026by Monika Halan0Mis-selling Regulations Need a Lot More Teeth | Hindustan Times

Behavioral Economics Financial Literacy Hindustan TimesMay 14, 2026by Monika Halan0Ride out Inflation with Patience and Prudence | Hindustan Times

Financial Literacy Hindustan Times Investment Investments Personal FinanceApril 1, 2026by Monika Halan0Where can one invest in 2026-27? | Hindustan Times

UncategorizedMarch 17, 2026by Monika Halan0IRDAI reconstitutes Insurance Advisory Committee | CNBC TV18

UncategorizedJanuary 6, 2026by Monika Halan0A seller-beware market for financial products

Financial LiteracyJanuary 1, 2026by Monika Halan0Managing wealth and assets in the New Year

Financial Literacy Hindustan Times MarketsDecember 1, 2025by Monika Halan0Why are markets cool though GDP is hot? | Hindustan Times

Behavioral Economics Financial Literacy Let's Talk Money MarketsNovember 19, 2025by Monika Halan0Why the economy needs 4% inflation | Hindustan Times

Financial Literacy Hindustan Times Let's Talk MoneyOctober 19, 2025by Monika Halan0Diwali gift to oneself, a new deal with money | Hindustan Times

Financial Literacy Hindustan TimesSeptember 9, 2025by Monika Halan0Tax rate cuts: Centre’s great growth gamble | Hindustan Times

July 10, 2026Mis-selling Regulations Need a Lot More Teeth | Hindustan Times

May 14, 2026Ride out Inflation with Patience and Prudence | Hindustan Times

April 1, 2026Where can one invest in 2026-27? | Hindustan Times

March 17, 2026IRDAI reconstitutes Insurance Advisory Committee | CNBC TV18

January 6, 2026A seller-beware market for financial products

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