Empowering you with Financial Literacy

The national best-seller that readers love, making it one of the most gifted books! Why have you not read it yet?
Empower yourself through a live talk that will change the way you think about money. Small steps to financial fitness.
Let's Talk Money is your guide to financial stability and freedom. Join me as I delve into a wide array of topics each week.

Books & Audiobooks

Lets Talk Mutual Funds
marathi book cover
Monika malayalam cover photo


Personal Finance Talks by Monika Halan help you to get control of your money life. Very easy and practical moves that nudge you into taking that very difficult first step towards financial control.
Monika does not promise to get you rich quick. There is no secret sauce that’s in short supply. She initiates you into a lifetime of good money habits.
I was always struck by her focus on the consumer. She would ask all the hard questions about complex economic affairs and then work to communicate them simply to her audience
Nandan Nilekani
Highly Recommended Talks


Do you find yourself intimidated and confused with day to day financial decisions? Do you feel like you struggle with concepts and terms related to finance? Educate yourself with a series of videos and podcasts by Monika Halan. She explains the most complicated concepts with simplicity and ease to help you kick start your financial journey.

Thank you Monika!

Ms. Monika Halan was awesome! Everyone loved her. .The money mantras and investment knowledge she shared with the students will be a lifeline lesson for them. She has talked about how to create wealth and financial success which is very important in the present scenario.
Dr. Gargi Pant Shukla Associate Professor - Doon Business School
Monika’s book ‘Let’s Talk Money’ forms the cornerstone of an elective course in Personal Finance at SPJIMR. A highlight of this course is an interactive session with the author herself, where students are always enthralled by Monika’s immense knowledge, clear insights, and her ability to unhesitatingly call a spade a spade. Thank you again, Monika!
Mr. Ananth Narayan Former Associate Professor (Adjunct) - SPJMIR
Monika has been a speaker at many of Cafemutual events right from the beginning. She is not only articulate, she speaks with great clarity and erudition. She champions the investors rights and exhorts the entire ecosystem of financial services to adopt higher professional standards and transparency! More power to her!
Mr. Prem Khatri CEO - Café Mutual
'It's an excellent read - riding on the author's characteristic candour and domain expertise that equips her to explain financial concepts and instruments in the simplest manner without talking down to her audience.
Menaka DoshiFormer Editor - Bloomberg Quint
Monika demystifies an extremely difficult topic: personal finance. Her Dhan Chakra session was not only informative but also busted some investment myths that one commonly gets pulled into in the name of investment planning.
Ms. Deepa ViswanathanDirector Group FP&A, CFO, Co-lead India D&I Employee Networks - Credit Suisse
This is something that we should be learning in high school! Monika’s talk on ‘What to do with my salary’ delivered some very important concepts that even as a professional with a work experience of over 6 years were revelational to me. I hope everyone gets the opportunity to hear Monika talk and learn from her the essential concepts that the today’s educational system fails to deliver.
Dr Ruchi AgarwalStudent - London Business School

Latest Reads

July 1, 2024
Eat the rich, but do it in a logical way | Hindustan Times
Opinions on taxes on assets almost always depend on one’s position in life. Those without assets see the merit in taxing the asset-rich and those who have built or inherited assets will argue for no or low taxes. After all, they argue, that tax on the income has already been paid and then the assets...
May 24, 2024
How the Centre should spend the bonanza from RBI | Hindustan Times
Suppose you have a sudden inflow of money. A bonus at work, a tax refund or an inheritance that gives you a one-time boost. As an individual, you have three decisions in front of you — spend it, pay off your debts, or invest it. Smart people would use a mix of the three options,...
May 15, 2024
KYC is a public good that is crying for an overhaul
We must view the current uproar in the ₹53.4 trillion mutual fund industry over a Know Your Customer (KYC) update in the larger context of the issue. This capital market event, where some investors are facing difficulties in accessing their accounts, is a consequence and not a cause. The root of the issue stems from the...

About Monika

Monika Halan is a trusted personal finance writer, speaker and author who helps families get their money decisions right. She is the founder of Dhan Chakra Financial Education and the best-selling author of Let’s Talk Money that is now available in Hindi, Marathi and Punjabi as well. She is an Adjunct Professor at the National Institute of Securities Markets, a Sebi-founded educational institution and at Banasthali Vidyapeeth, Rajasthan. She is the Chairperson of Sebi Advisory Committee for Investor Protection and Education Fund.

She is a regular speaker on financial literacy, regulation, inclusion and consumer issues in retail finance. She has a Master’s in Economics from the Delhi School of Economics and a second Master’s in Journalism Studies from College of Cardiff, University of Wales, UK. She has worked across various media organisations in India, including MintThe Economic Times and The Indian Express, and was Editor Outlook Money. She has run four successful TV series around personal finance in NDTV, Zee and Bloomberg India.

She was a Director on the Financial Planning Standards Board India and is a Member of the Editor’s Guild.

She is an author of the best-selling book Let’s Talk Money (Harper Collins, 2018). The Hindi translation Baat Paise Ki was released in 2020, Marathi and Punjabi in 2022. Her first book Seven Steps to Financial Freedom was published by Macmillan in 2005.

She was chosen as a Yale World Fellow in 2011 and was a Visiting Fellow at the German Institute for Global and Area Studies, Hamburg, Germany in 2022.