Empowering you with Financial Literacy
The national best-seller that readers love, making it one of the most gifted books! Why have you not read it yet?
Empower yourself through a live talk that will change the way you think about money. Small steps to financial fitness.
Let's Talk Money is your guide to financial stability and freedom. Join me as I delve into a wide array of topics each week.
Books & Audiobooks
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EMPOWERTalks
Personal Finance Talks by Monika Halan help you to get control of your money life. Very easy and practical moves that nudge you into taking that very difficult first step towards financial control.
Monika does not promise to get you rich quick. There is no secret sauce that’s in short supply. She initiates you into a lifetime of good money habits.
Monika does not promise to get you rich quick. There is no secret sauce that’s in short supply. She initiates you into a lifetime of good money habits.
I was always struck by her focus on the consumer. She would ask all the hard questions about complex economic affairs and then work to communicate them simply to her audience
Nandan Nilekani
Highly Recommended Talks
Latest Reads
IRDAI reconstitutes Insurance Advisory Committee | CNBC TV18
IRDAI reconstitutes Insurance Advisory Committee; Sahil Barua, Monika Halan among new members The Insurance Regulatory and Development Authority of India (IRDAI) has reconstituted its Insurance Advisory Committee (IAC), appointing representatives from industry bodies, academia, financial institutions, and policy experts as members. The advisory panel will include key institutional representatives such as the chairman of the...
A seller-beware market for financial products
The Financial Stability Report 2025 of the Reserve Bank of India has some damning evidence on the Indian insurance industry. Its data shows that commissions as a proportion of costs have been rising for both life and non-life for the private insurers. When matched with the growing evidence of mis-selling in life insurance and the unwillingness of...
Managing wealth and assets in the New Year
When I was young, the desires were sharp, but I had little money to fulfil them. Thirty years later, the money is there but desires have sharply ebbed. That is the paradox of money. When you don’t have it, you want everything. Once you do, the need for satisfaction through stuff and experiences mostly goes...
About Monika
Monika Halan is a trusted personal finance writer, speaker and author who helps families get their money decisions right. She is the founder of Dhan Chakra Financial Education and the best-selling author of Let’s Talk Money that is now available in Hindi, Marathi and Punjabi as well. She is an Adjunct Professor at the National Institute of Securities Markets, a Sebi-founded educational institution and at Banasthali Vidyapeeth, Rajasthan. She is the Chairperson of Sebi Advisory Committee for Investor Protection and Education Fund.
She is a regular speaker on financial literacy, regulation, inclusion and consumer issues in retail finance. She has a Master’s in Economics from the Delhi School of Economics and a second Master’s in Journalism Studies from College of Cardiff, University of Wales, UK. She has worked across various media organisations in India, including Mint, The Economic Times and The Indian Express, and was Editor Outlook Money. She has run four successful TV series around personal finance in NDTV, Zee and Bloomberg India.
She was a Director on the Financial Planning Standards Board India and is a Member of the Editor’s Guild.
She is an author of the best-selling book Let’s Talk Money (Harper Collins, 2018). The Hindi translation Baat Paise Ki was released in 2020, Marathi and Punjabi in 2022. Her first book Seven Steps to Financial Freedom was published by Macmillan in 2005.
She was chosen as a Yale World Fellow in 2011 and was a Visiting Fellow at the German Institute for Global and Area Studies, Hamburg, Germany in 2022.
