Expense AccountFinancial LiteracyInvestmentsMintMoneyMoney BoxPersonal FinanceSeptember 23, 2020by Monika Halan0An off-the-shelf box of financial products needed
An average person needs between 10 and 15 financial products to manage the complexity of contemporary life. A few decades ago, when the government was the main employer and would guarantee returns, it was easy to just leave it to the government to fix your life if you were lucky enough to be in the...
Expense AccountFinancial LiteracyMintMutual FundsPersonal FinanceSeptember 14, 2020by Monika Halan0The small issue of making a multi-cap true to label
As an investor in a multi-cap fund, you could be feeling really confused about the uproar caused by the 11 September 2020 Sebi circular on making these funds more ‘true-to-label’. What happened is this: the circular changed the earlier rule of allowing a multi-cap fund to invest across market caps as they liked and has...
Expense AccountPersonal FinanceSeptember 12, 2020by Monika Halan0It’s time to rid the EPFO of investment opacity
The decision of India’s Employees’ Provident Fund Organization (EPFO) board to split its payout for 2019-20 into two parts—8.15% from its bond investments right now and 0.35% from its equity investments later this year—was unprecedented alright. But it was no big surprise, given the poor performance of its stock portfolio. Provident fund (PF) subscribers should...
Expense AccountFinancial LiteracyMintMoneyMoney BoxMoney With MonikaPersonal FinanceSeptember 9, 2020by Monika Halan0Money With Monika: 6 Money Ratios for your fingertips | Corona Conversations. S 4 E 23
Money with Monika The Corona Conversations Season 4 Episode 23: 6 ratios for your financial life In @livemint The Covid-19 pandemic has forced people to ask some tough questions about their money life. How much should one be spending and saving? How much should one spend on EMIs? How much life insurance should one have?...
Expense AccountMintMoneyPersonal FinanceSeptember 9, 2020by Monika Halan0Six money ratios you should have at your fingertips
Striking a balance between not doing enough and doing too much is tough for money, as it is with relationships. Do too little and a guilt nags at you each time you have a moment. Do too much and you sacrifice your today for limited future gains and life becomes about not living. I’ll leave...
Financial LiteracyLet's Talk MoneyMintMoneyMoney With MonikaPersonal FinanceSeptember 4, 2020by Monika Halan0Money with Monika S3 E7 Why is asset allocation important
#MoneyWithMonika: Asset allocation and checking your MFs’ performanceEven as the struggle against the Covid-19 pandemic continues, one of the biggest monetary lessons from the global ordeal has been to desist from taking knee-jerk reactions when it comes to investments and maintaining healthy asset allocation. In this respect, understanding and using mutual funds can be very...
InvestmentSeptember 3, 2020by BoldThemes0Why Purpose-Driven Employers Succeed
Taking seamless key performance indicators offline to maximise the long tail. Keeping your eye on the ball while performing a deep dive. Completely synergize resource taxing relationships via premier niche markets. Professionally cultivate one-to-one customer service with robust ideas.
Consumer RightsExpense AccountFinancial LiteracyMintMoneyPersonal FinanceSeptember 2, 2020by Monika Halan0Opinion | Smart people don’t buy money back life insurance
Agents, firms and shareholders all make money on your destruction savings when you buy a bundled insurance plan