Expense AccountFinancial LiteracyInvestmentsMutual FundsPersonal FinanceAugust 29, 2017by Monika Halan0Need supply side solutions to solve the household finance problem in India
Indian households are not stupid. It is the market that is broken
Residential real estate remains hugely overvalued in Indian metros. Gross rent ratios are at 40-44 and yields are at 2%.
Expense AccountInvestmentsUncategorizedAugust 15, 2017by Monika Halan070 years of saving and investing in India
A short history of saving and investing in India post independence
Expense AccountInvestmentsMoneyMoney BoxPersonal FinanceAugust 8, 2017by Monika Halan0Being Zen in frenzied times
You are not alone in getting hard-sold by fraudsters and cheats in suits from the financial sector. In all these frenzied scenarios, keeping calm is the key
Expense AccountFinancial LiteracyMoney BoxAugust 1, 2017by Monika Halan0Trying to get the right mediclaim can make you sick with worry
Too much choice and no easy way to decode medical insurance policies. Mint SecureNow Mediclaim Ratings to your help.
Expense AccountInvestmentsMintMoneyMutual FundsPersonal FinanceJuly 25, 2017by Monika Halan0Bubble trouble, a pension plan and Facebook foes
Markets are too high, I will wait for them to cool down before I invest. Nifty broke 10,000 and Sensex is at 32,000, is it too high? We’re in bubble territory for sure. Markets are in an overdrive—this ends badly. Markets are looking ahead and pricing in the structural reform the government is doing. Goods...
Expense AccountMutual FundsPersonal FinanceJuly 18, 2017by Monika Halan0Inflation is falling but it still hurts the retired
Inflation hits the retired both when it rises and when it falls. Rising prices hurt, but so do falling deposit rates.
Consumer RightsExpense AccountMoney BoxPersonal FinanceJuly 11, 2017by Monika Halan0Banks to make good the money you lose to online thieves
RBI makes the banks liable to pay when you lose money online due to no fault of yours.
Expense AccountInvestmentsMutual FundsPersonal FinanceJuly 4, 2017by Monika Halan0You need 18 to 35 times your annual expense at age 60 to retire
Whatever route you use - income multiplier or expenses, the corpus you need at retirement is a large number
Consumer RightsExpense AccountInvestmentsMoney BoxMutual FundsJune 27, 2017by Monika Halan0Took a decade for RBI to even accept that banks mis-sell
The regulator was in denial for 10 years that banks were responsible for mis-selling. Accepting complaints now is too little too late.