One year after #DeMo I take stock of the hits and misses.
Behavioral EconomicsConsumer RightsExpense AccountPersonal FinanceOctober 31, 2017by Monika Halan0Why Richard Thaler’s Nobel means a win for consumers
If you have had the occasion to have economist and Nobel laureate Richard Thaler sign a book for you, it’s likely that you have one that says, “Nudge for good” or “Misbehave for good”. Nudge and Misbehaving are books written by Thaler. Nudge, written earlier than Misbehaving, is about tweaking the choice architecture so that people make better decisions. For example,...
Are mutual funds ready for exponential growth? Speakers: Anuradha Rao, managing director and chief executive officer, SBI Funds Management Co. Ltd Kalpen Parekh, president, DSP BlackRock Investment Managers Pvt. Ltd Milind Barve, managing director, HDFC Asset Management Co. Ltd Nilesh Shah, managing director, Kotak Mahindra Asset Management Co. Ltd Nimesh Shah, managing director and chief...
Expense AccountFinancial LiteracyMintMoney BoxPersonal FinanceOctober 3, 2017by Monika Halan0FY2018: The year of the mutual fund?
Highlights from the Mint Mutual Fund Summit 2017.
Expense AccountFinancial LiteracyMutual FundsSeptember 26, 2017by Monika Halan0At current real estate prices, should you rent or buy?
Rent or buy is the classic question that young people grapple with. Renting works in metro India today.
Expense AccountMintSeptember 19, 2017by Monika Halan0Why it is so cool to beat up the rich
The middle class rage at profiling the rich of India pushes me to ask the question: how do we deal with our privilege?
Expense AccountMoney BoxPersonal FinanceSeptember 16, 2017by Monika Halan0Missing that fire in the belly
Pushed to the edge of the cliff, we learn to fly. But what happens to kids who grow up with all their needs and desires fulfilled? Where's the fire in the belly?
Expense AccountFinancial LiteracyMintMoney BoxMutual FundsPersonal FinanceSeptember 12, 2017by Monika Halan0Managing cash flows for those with fluctuating income
Doctors, lawyers, consultants and self employed face uneven income flows but stable expenses. How to manage your money box.
Expense AccountFinancial LiteracyInvestmentsMutual FundsPersonal FinanceAugust 29, 2017by Monika Halan0Need supply side solutions to solve the household finance problem in India
Indian households are not stupid. It is the market that is broken
Residential real estate remains hugely overvalued in Indian metros. Gross rent ratios are at 40-44 and yields are at 2%.