Expense AccountMutual FundsPersonal FinanceJuly 18, 2017by Monika Halan0Inflation is falling but it still hurts the retired
Inflation hits the retired both when it rises and when it falls. Rising prices hurt, but so do falling deposit rates.
Consumer RightsExpense AccountMoney BoxPersonal FinanceJuly 11, 2017by Monika Halan0Banks to make good the money you lose to online thieves
RBI makes the banks liable to pay when you lose money online due to no fault of yours.
Expense AccountInvestmentsMutual FundsPersonal FinanceJuly 4, 2017by Monika Halan0You need 18 to 35 times your annual expense at age 60 to retire
Whatever route you use - income multiplier or expenses, the corpus you need at retirement is a large number
Consumer RightsExpense AccountInvestmentsMoney BoxMutual FundsJune 27, 2017by Monika Halan0Took a decade for RBI to even accept that banks mis-sell
The regulator was in denial for 10 years that banks were responsible for mis-selling. Accepting complaints now is too little too late.
My Facebook live session with Pratik Jain of PwC. Watch it here
Expense AccountFinancial LiteracyInvestmentsMutual FundsPersonal FinanceJune 20, 2017by Monika Halan0How to save 30-40% of your income
It is easier than you think to get to the 30% saving number. I continue the conversation on retirement.
InvestmentsMoney BoxMutual FundsPersonal FinanceUncategorizedJune 17, 2017by Monika Halan0How much do you need to retire
My column on retirement in HT
For a spend of Rs 50k a month today, you'll need Rs 1.6 lakh in 20 years and 3 lakh in 30 years. Are you doing enough for your retirement savings?
Consumer RightsExpense AccountMutual FundsPersonal FinanceJune 6, 2017by Monika Halan0Why we stick with SIPs and not endowment plans
A natural experiment comparing Sebi and IRDAI on how regulation can make or break a market.