Consumer RightsExpense AccountInvestmentsMutual FundsUncategorizedAugust 23, 2016by Monika Halan0Yes, banks mis-sell. Now what?
It needs regulatory change for systemic mis-selling to stop. Just one bank firing two people won't do.
Consumer RightsExpense AccountInvestmentsMutual FundsPersonal FinanceUncategorizedAugust 16, 2016by Monika Halan0Here is proof that banks mis-sell
Regulators were in denial about mis-selling. I went out and got the evidence that they mis-sell. Terribly.
Government securities go retail. RBi sets up household finance committee and IRDA accepts that banks mis-sell.
Personal FinanceAugust 2, 2016by Monika Halan0Buying mediclaim is hard but harder is to know if it is any good
You need 65 two hour days to read through the brochures before you can buy medical cover. The regulator does not make it easier.
Expense AccountMoney BoxMutual FundsUncategorizedJuly 26, 2016by Monika Halan0Banks selling own fund house schemes may not be good for you
Your bank may be selling you stuff they want you to buy rather than what you need to buy. Beware!
Expense AccountInvestmentsMintMoneyPersonal FinanceUncategorizedJuly 12, 2016by Monika Halan0Plenty of bad news but markets are up. Should you worry?
Markets don't seem worried about local and global events. What's going on? Could it be the new steady retail flows through institutions are giving markets some stability?
When an agent talks about an 18% return, in a Ulip it means a return of less than that.
Expense AccountFinancial LiteracyPersonal FinanceJune 28, 2016by Monika Halan0Capability ousts financial literacy
Billions of dollars were spent on financial literacy and it did not work. Something similar is happening with financial capability.
Expense AccountFinancial LiteracyInvestmentsMoney BoxMutual FundsPersonal FinanceJune 21, 2016by Monika Halan0Would you buy a policy or a fund on Flipkart or Paytm?
Should India allow financial products to be sold on ecomm sites? India will be the first country to allow this.
Behavioral EconomicsExpense AccountFinancial LiteracyInvestmentsUncategorizedJune 14, 2016by Monika Halan0A strong rope allows you to jump off something high
How we deal with risk in our lives depends to a large extent on our growing up years.