Expense AccountInvestmentsMoneyPersonal FinanceJune 7, 2016by Monika Halan0Financial well-being is a system and not a get-rich-quick strategy
Managing money is not rocket science but what you need is a plan and not a quick fix
Expense AccountMutual FundsPersonal FinanceMay 3, 2016by Monika Halan0Is mutual fund houses’ angst against pay disclosure fair?
There has been disquiet in the offices of asset management companies (AMCs) over the past week. The story began some months ago when the market regulator, Securities and Exchange Board of India (Sebi), proposed that AMCs disclose top management remuneration (salaries, perks, stock options). The first reaction within the industry was disbelief and then defiance—we...
Consumer RightsExpense AccountMutual FundsPersonal FinanceApril 26, 2016by Monika Halan1RBI wants banks to hive off advice. Long shot, won’t work
RBI finally moves on mis-selling. Too little, too late.
Systematic investment plans work because they mirror our earning rhythms.
You need a law degree and one in finance to understand all the products you need. Along with time and patience. here's how to cut through the clutter.
Expense AccountNarendra ModiMarch 29, 2016by Monika Halan0Time now to have a Pradhan Mantri Bachat Yojana
Financial intermediation is still in the 19th century. Needs the JAM trinity to transform sale of GSecs to retail.
Expense AccountMutual FundsPersonal FinanceMarch 22, 2016by Monika Halan0Chemist or doctor: Sebi’s nudge to the industry
Sebi goes for more disclosure. That's good. But govt needs to get IRDAI to play ball.
Expense AccountPersonal FinanceMarch 8, 2016by Monika Halan0EPF tax rolls back for now. Good time to rethink pension reform
EPF is now tax free as before, but MoF should use this time to rethink the pension marketplace.
Expense AccountInvestmentsMarch 1, 2016by Monika Halan0The EPF tax in Budget 2016 will cost you, but not as much as you thought
Middle India is up in arms against the promosed tax on its fully tax exempt retirement vehicle EPF.
Expense AccountInvestmentsPersonal FinanceFebruary 29, 2016by Monika Halan0Taxing the rich in a poor country
India's Budget for 2016-17 taxes the rich Indian, gives small tax breaks to the less well off but taxes the Middle India retirement EPFO.