Expense AccountPersonal FinanceUncategorizedSeptember 29, 2015by Monika Halan0Rate cuts on course, but banks still need the Rajan push
A bigger than expected repo rate cut resulted in cheers. But banks stay stuck to not passing on the cuts.
Expense AccountPersonal FinanceWomen and moneySeptember 28, 2015by Monika Halan0Gold digger or an equal partner?
Women are portrayed as gold digging asset seekers in a divorce. The reality is far from this - women get short changed in India. And they don't help by staying away from all money decisions in the family.
Expense AccountPersonal FinanceUncategorizedSeptember 22, 2015by Monika Halan0Death by the good doctor
Healthcare and finance are similar in their basic dna - both are trust based professions where the customer trusts the professional for his ethical behvaiour. In both the commercials break this trust.
Expense AccountPersonal FinanceUncategorizedSeptember 16, 2015by Monika Halan0When chor pretends to be police
In the name of the regulator. White collar crime in India is moving to doing it using the name of a financial sector regulator.
Expense AccountPersonal FinanceUncategorizedSeptember 8, 2015by Monika Halan0Lean, clean financial products for the Indian investor
The Sumit Bose Committee recommends a rehaul of financial products in India. Regulation by function and not form.
Expense AccountPersonal FinanceUncategorizedAugust 25, 2015by Monika Halan0When the markets crash, let traders cry. Not you.
Fed on a 24/7 dose of market news most regular investors forget that they are not traders. Ignore the market and stay on the path of financial security.
Expense AccountPersonal FinanceUncategorizedAugust 18, 2015by Monika Halan0How we should think about the One Rank One Pension issue
Instead of linking pensions to rank, take this opportunity to move the Indian armed forces to the NPS.
You don't jump into the deep end before you learn how to swim. Equity investing is no different. Learn the rules and understand that it is a long slow cook to return.
Expense AccountPersonal FinanceUncategorizedAugust 5, 2015by Monika Halan0Home loans that defy gravity
Banks find a way to get around the base rate linked loans. RBI rate cuts are lost in transmission.
Behavioral EconomicsExpense AccountPersonal FinanceUncategorizedJuly 28, 2015by Monika Halan0From zombies to misbehavers
If neoclassical economics hypothesis of informed consumers maximising utility lead to the buyer beware market place, behavioral econ with its irrational people who need nudges to do the right thing, leads straight to a seller beware world.