Financial LiteracyHindustan TimesPersonal FinanceJuly 1, 2023by Monika Halan0An equal wheel of the marriage cart, not just a donkey
A recent HC judgment takes a giant leap in women’s rights over assets built during a marriage Hindustan Times In a June 21 verdict, the Madras high court ruled in favour of equal sharing of assets built during the duration of a marriage between a man and a woman. The fact that Indian law does...
Hindustan TimesMarketsMoneyMutual FundsPersonal FinanceRegulationMay 22, 2023by Monika Halan0Tighter regulations will assist investors
A new Sebi consultation paper aims to look after mutual fund investors, reduce charges and save retail investors crores Most headlines about the May 18 consultation paper by the Securities and Exchange Board of India (Sebi) on mutual funds were about the thousands of crores that brokers and asset management companies (AMCs) are...
Hindustan TimesMarketsPersonal FinanceRegulationMay 12, 2023by Monika Halan0Is the dollar getting dethroned? Not quite
De-dollarisation predicts the fall of the hegemony of the US, but no alternative currency currently exists. There are some keywords that are periodically tossed around to indicate a looming crisis. De-dollarisation is the latest one that predicts the crumbling of the United States (US) global hegemony as the world moves on from the dollar....
Consumer RightsExpense AccountFinancial LiteracyHindustan TimesInvestmentsMarketsMoney With MonikaPersonal FinanceRegulationMay 11, 2023by Monika Halan0How to influence finfluencers (in five easy steps)
There are no easy steps in regulating the space. It will need to be a mix of regulatory outreach to regulated entities and investors going beyond fear and greed When finance minister (FM) Nirmala Sitharaman took note of finfluencers in India, saying that many of them are misleading people, the issue festering under the...
Financial LiteracyHindustan TimesInvestmentMarketsMoneyMutual FundsPersonal FinanceRegulationApril 6, 2023by Monika Halan0Don’t privilege govt workers over others
Instead of reviewing the National Pension System, train government employees to understand finance, markets and how to plan for their retirements On April 6, the Union government set up a committee to review the pension system for government employees to look into the issue of pensions under the National Pension System (NPS)… “and evolve an...
Financial LiteracyHindustan TimesInvestmentsMarketsMutual FundsPersonal FinanceRegulationSebiMarch 25, 2023by Monika Halan0Bid to remove tax benefit from debt funds is hasty
There is an uproar in the Indian investing community over the collapsing of the long- and short-term tax status of debt funds, removing the indexation benefit from financial year 2023-24 and the manner in which it was pushed through. There is an uproar in the Indian investing community over the collapsing of the long-...
Financial LiteracyHindustan TimesInvestmentsLet's Talk MoneyMoneyPersonal FinanceMarch 14, 2023by Monika Halan0The inflation-is-tamed narrative takes its first scalp
Silicon Valley Bank failure is a text-book case of an asset liability mismatch. It’s roots are in poor risk management practices that zero interest rate decade in the US triggered. Like an episode of a fast-paced crime thriller, the story of the 16th largest bank of America, Silicon Valley Bank (SVB), moved from a...
Financial LiteracyHindustan TimesInvestmentsMarketsMoneyPersonal FinanceRegulationSebiFebruary 19, 2023by Monika Halan0Judicial rush to save investors is misplaced
Investors need protection from fraud, toxic products and mis-selling. Not from volatility. The Supreme Court may consider widening the terms of the panel on investor protection The Supreme Court (SC) has advised the government to set up a committee to review the current investor protection regime in light of the recent crash in the...
Hindustan TimesMarketsMoneyPersonal FinanceFebruary 2, 2023by Monika Halan0A growth push, and a nudge to salaried class
The finance minister has done well to stick to the path of fiscal consolidation, but whether people will move to new default tax regime will depend on some factors It has been clear for some time that the 2023-24 Union Budget was not going to be a pre-election exercise. The fiscal consolidation that was...