For a spend of Rs 50k a month today, you'll need Rs 1.6 lakh in 20 years and 3 lakh in 30 years. Are you doing enough for your retirement savings?
InvestmentsMintMoney BoxMutual FundsMay 9, 2017by Monika Halan0Would you like to ‘port’ your insurance policy?
IRDAI may allow life insurance policies to port from one company to another. But before this is allowed, the industry needs deep structural changes.
Expense AccountInvestmentsMoneyMoney BoxMutual FundsMay 2, 2017by Monika Halan0The ‘two minute’ mutual fund
Instant money from your mutual fund. An aggressive and innovative mutual fund industry is offering instant access to your money. Sebi keeps in step.
InvestmentsMoney BoxPersonal FinanceApril 18, 2017by Monika Halan0Markets are rising. Be alert to hard sales
When markets rise all kind of hard sales begin. This is an alert to investors on what sellers are doing to push their commissions,
Consumer RightsFinancial LiteracyInvestmentsMutual FundsPersonal FinanceApril 11, 2017by Monika Halan0Notes from the NIPFP Round Table on Suitability
To unpack the issues around a regulatory regime that rests its consumer protection thought on 'suitability', NIPFP organised a half day Round Table in August 2016. Highlights of the discussion.
Expense AccountFinancial LiteracyInvestmentsMoneyPersonal FinanceFebruary 28, 2017by Monika Halan0When debt funds malfunction
If investors can't rely on fund ratings, what should they rely on. When Taurus AMCs debt funds fell 7% to 11% over a day, they all had good ratings.
Consumer RightsExpense AccountInvestmentsPersonal FinanceFebruary 7, 2017by Monika Halan0Trump rolls back Obama’s anti-cheating rule
President Trump is back peddling on many Obama reform measures. The one that hurts investors is the 'fiduciary rule' roll back that aimed to stop advisers cheating.
Expense AccountInvestmentsJanuary 24, 2017by Monika Halan0FRBM report is out. This is why it matters to you
Did you know that a revenue deficit is like a credit card debt? We need to know the macro to understand what it means for our lives.
Mutual funds used to spend big money in foreign tourism to incentivise top selling agents. A new push to build knowledge is now becoming visible.
Expense AccountInvestmentsMutual FundsPersonal FinanceJanuary 10, 2017by Monika Halan0Irdai hikes agent payouts
In a market with falling costs, the Indian insurance regulator hikes agent compensation. Formalises what were earlier illegal payouts.