UncategorizedJanuary 1, 2018by Monika Halan0What we read in 2017
Best books read in 2017
Expense AccountFinancial LiteracyInvestmentsMoney BoxPersonal FinanceJanuary 1, 2018by Monika Halan0Your money in 2018
A look in the rear view mirror to predict what lies ahead for your money in 2018
Consumer RightsExpense AccountFinancial LiteracyHindustan TimesDecember 30, 2017by Monika Halan0Why there is a bad smell about life insurance in India
Life insurance is destroying household savings in India. The regulators IRDAI and RBI are asleep at the wheel.
UncategorizedDecember 28, 2017by Monika Halan0Your Money in 2018
https://www.facebook.com/mint.live/videos/1744661455583922/
Expense AccountHindustan TimesMoney BoxPersonal FinanceUncategorizedDecember 19, 2017by Monika Halan0FRDI Bill’s bail-in clause: Two options for the government
RBI has been a poor regulator of retail customers. We are safer post FRDI than today. But given the fear, bail-in can be removed below a certain threshold. Or hard code consent in the Act.
Expense AccountPersonal FinanceDecember 12, 2017by Monika Halan0FRDI Bill is not going to hike the risk to your deposits
The FRDI Bill is about putting a process in place for financial firms as an early warning system. The government does not want to eat your deposits.
Financial LiteracyHindustan TimesMarketsPersonal FinanceRegulationDecember 12, 2017by Monika Halan0FRDI bill: Don’t worry, your fixed deposits are safe and banks cannot use them without your consent
Your deposits will be insured, just as they are today and there is an additional protection for depositors because the bail-in can be invoked, and your deposits be lost, only if you have given your consent to the bank when you signed the deposit forms. Bank deposits are the one true friend of a...
UncategorizedDecember 11, 2017by Monika Halan0FRDI bill: Your deposits are safe and banks cannot use them without your consent
My #HT column on why the cynical commentary about the #FRDI Bill is wrong. Bank deposit insurance will continue and people are likely to be better off than they are today
Financial LiteracyInvestmentsMoney BoxMutual FundsPersonal FinanceNovember 14, 2017by Monika Halan0Move over NPS, ETFs will eat your lunch
NPS lost the battle to a bureaucratic tinkering with product structure and costs. ETFs have come of age.
One year after #DeMo I take stock of the hits and misses.