UncategorizedDecember 28, 2017by Monika Halan0Your Money in 2018
https://www.facebook.com/mint.live/videos/1744661455583922/
Expense AccountHindustan TimesMoney BoxPersonal FinanceUncategorizedDecember 19, 2017by Monika Halan0FRDI Bill’s bail-in clause: Two options for the government
RBI has been a poor regulator of retail customers. We are safer post FRDI than today. But given the fear, bail-in can be removed below a certain threshold. Or hard code consent in the Act.
Expense AccountPersonal FinanceDecember 12, 2017by Monika Halan0FRDI Bill is not going to hike the risk to your deposits
The FRDI Bill is about putting a process in place for financial firms as an early warning system. The government does not want to eat your deposits.
Financial LiteracyHindustan TimesMarketsPersonal FinanceRegulationDecember 12, 2017by Monika Halan0FRDI bill: Don’t worry, your fixed deposits are safe and banks cannot use them without your consent
Your deposits will be insured, just as they are today and there is an additional protection for depositors because the bail-in can be invoked, and your deposits be lost, only if you have given your consent to the bank when you signed the deposit forms. Bank deposits are the one true friend of a...
UncategorizedDecember 11, 2017by Monika Halan0FRDI bill: Your deposits are safe and banks cannot use them without your consent
My #HT column on why the cynical commentary about the #FRDI Bill is wrong. Bank deposit insurance will continue and people are likely to be better off than they are today
Financial LiteracyInvestmentsMoney BoxMutual FundsPersonal FinanceNovember 14, 2017by Monika Halan0Move over NPS, ETFs will eat your lunch
NPS lost the battle to a bureaucratic tinkering with product structure and costs. ETFs have come of age.
One year after #DeMo I take stock of the hits and misses.
Behavioral EconomicsConsumer RightsExpense AccountPersonal FinanceOctober 31, 2017by Monika Halan0Why Richard Thaler’s Nobel means a win for consumers
If you have had the occasion to have economist and Nobel laureate Richard Thaler sign a book for you, it’s likely that you have one that says, “Nudge for good” or “Misbehave for good”. Nudge and Misbehaving are books written by Thaler. Nudge, written earlier than Misbehaving, is about tweaking the choice architecture so that people make better decisions. For example,...
Are mutual funds ready for exponential growth? Speakers: Anuradha Rao, managing director and chief executive officer, SBI Funds Management Co. Ltd Kalpen Parekh, president, DSP BlackRock Investment Managers Pvt. Ltd Milind Barve, managing director, HDFC Asset Management Co. Ltd Nilesh Shah, managing director, Kotak Mahindra Asset Management Co. Ltd Nimesh Shah, managing director and chief...
Expense AccountFinancial LiteracyMintMoney BoxPersonal FinanceOctober 3, 2017by Monika Halan0FY2018: The year of the mutual fund?
Highlights from the Mint Mutual Fund Summit 2017.