Consumer RightsExpense AccountPersonal FinanceJanuary 19, 2016by Monika Halan0How to grab 70% of a premium
IRDAI hikes the peak commission plus incentive rate in the first year to 70%.
Expense AccountFinancial LiteracyPersonal FinanceUncategorizedJanuary 12, 2016by Monika Halan0Smoke signals indicate neither doom nor boom
The world has been ending each year since 2008. Ignore tales of doom. And of boom. Just stay with your own plan.
Expense AccountFinancial LiteracyPersonal FinanceJanuary 5, 2016by Monika Halan0Got a late start? Run. Run. Run
You're in your 40s or 50s and have left it too late to get a money plan in place. Don't pause to look back. Run ahead.
Expense AccountFinancial LiteracyMoney BoxPersonal FinanceJanuary 1, 2016by Monika Halan0No hot tips. 2016 is about building a money box
You don't need to train to be a racing car driver to drive to work. You don't need to be a high finance expert to manage your money.
Consumer RightsExpense AccountPersonal FinanceDecember 23, 2015by Monika Halan0Finlit is the escape door for regulators and big finance
Throwing money is the lesser problem in #finlit programmes, it is the abdication of regulatory authority that is the real danger.
Consumer RightsExpense AccountPersonal FinanceUncategorizedDecember 9, 2015by Monika Halan0Floods, price gouging & free market
Price gouging or market forces? When markets are not really free and consumers are not really in a position to bargain, it becomes a question on justice rather than economy.
Expense AccountPersonal FinanceUncategorizedNovember 17, 2015by Monika Halan0Road to failure must be well paved
India puts together a new bankruptcy code. It will take a while, but better to get it right than put together a potholed road.
Expense AccountPersonal FinanceUncategorizedNovember 3, 2015by Monika Halan0Reducing choice, not well-being
Too much choice freezes decision making. Regulators must prevent me-too products that clutter the shelf in financial products.
Expense AccountPersonal FinanceOctober 13, 2015by Monika Halan0Service tax route to putting a cost to life insurance
Trying to unravel a traditional insurance plan is impossible because of the way it is made. But we can use the service tax rates to find costs in a product, the industry says, cannot be costed!
Consumer RightsExpense AccountPersonal FinanceUncategorizedOctober 6, 2015by Monika Halan0A number, name and digital trail
The financial sector has shown that it has little regard for the law worldwide. Putting a biometric on each person who faces the customer to build a performance trail can be one of the ways to make it responsible.